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COMMON QUESTIONS
Clear answers, without the jargon.
These are general explanations. Your adviser will assess your individual circumstances before making any recommendation.
How much deposit might I need?
Some eligible buyers may have options with a 5% deposit, while a larger deposit can widen lender and product choice. The property, credit profile and overall circumstances still matter.
Read the related guidance →Can self-employed applicants get a mortgage?
Yes. Lenders assess trading history and income in different ways. Accounts, tax calculations, business performance and the applicant’s structure can all affect the suitable route.
Read the related guidance →Does bad credit automatically mean no?
No. The type, amount, age, status and explanation of a credit event can all matter. A specialist review is more useful than relying on a headline credit score.
Read the related guidance →When should I review my current deal?
Starting early gives time to compare staying with the current lender against wider remortgage options, while accounting for fees and any early repayment charge.
Read the related guidance →