smartmortgages

REMORTGAGE HUB

Start early. Compare properly.

Understand your options before your existing mortgage deal ends, whether your priority is cost, certainty, flexibility or raising funds.

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A BETTER REVIEW

Look beyond the headline rate.

Fees, incentives, early-repayment charges, loan-to-value and future plans can all change which option is suitable.

  1. 01Check when your current deal ends
  2. 02Review your balance, value and goals
  3. 03Compare staying with your lender and switching
  4. 04Allow time for valuation and legal work
  5. 05Complete before your follow-on rate begins
REPAYMENT TOOL

Test different scenarios

Explore illustrative payments at different rates and terms.

RATE REVIEW

Prepare your review

Capture the important timing and mortgage details.

EXPERT GUIDE

Remortgage options

Understand switching, product transfers and capital raising.