ANONYMISED CLIENT EXAMPLE
Northern Ireland buyer earning in euros
How Smart Mortgages approached a case that needed specialist lender knowledge.
Reviewed by Smart Mortgages21 August 2026 · FCA reference 912358
The challenge
The applicant lived in Northern Ireland but earned employment income in the Republic of Ireland.
Our approach
We assessed residency, employer, currency, evidence and the exchange-rate treatment used by suitable lenders.
The outcome
The application could be presented to a lender prepared to assess the eligible euro income.
Important
This anonymised example illustrates our approach and is not a guarantee that the same lender, terms or outcome will be available to another applicant.