LOCAL MORTGAGE ADVICE

Mortgage brokers in Derry

Smart Mortgages was built in Derry and has helped local buyers, homeowners, landlords and business owners for almost a decade. Our headquarters team combines local knowledge with access to lenders across the UK.

Book with the Derry team →Call 028 7131 1103

WHY CHOOSE US LOCALLY

Local people. Wider lender knowledge.

Our established Derry team handles everything from first homes and remortgages to commercial property, portfolio lending, later-life borrowing and complex company-director income.

Whole-of-market adviceRecommendations based on your circumstances and suitable lender options.

Complex-case experienceSpecialist knowledge when income or property does not fit a standard box.

One team throughoutClear communication from the first conversation through to completion.

YOUR LOCAL TEAM

Meet the Derry advisers

Founder & CEO | Complex Mortgage Specialist

Aaron McElhinney

Complex mortgages, company directors, unusual income and high-value lending

View profile →Mortgage Adviser | Buy-to-Let & HMO Specialist

John Duffy

First-time buyers, remortgages, HMOs and limited-company buy-to-let

View profile →Mortgage Adviser

Edwin Gallagher

First-time buyers, home movers and remortgages

View profile →Compliance Manager

Vicky Guthrie

Compliance, customer outcomes and regulatory standards

View profile →

LOCAL MORTGAGE QUESTIONS

What clients in Derry ask us about

NI Co-Ownership and low-deposit buying→Self-employed and limited-company director income→Foreign income and cross-border employment→Buy-to-let, HMO and commercial property→

EXAMPLE OF UNIQUE LOCAL CONTENT

A stronger Derry content model

The Derry page should answer local questions around NI Co-Ownership, cross-border employment, self-employed income, gifted deposits and the practical buying process in Northern Ireland. It also carries the history and trust of the original Smart Mortgages headquarters.

First-time buyer advice →Self-employed advice →Buy-to-let advice →

AREAS COVERED

Mortgage advice across Derry and nearby

WatersideCitysideEglintonClaudyStrabaneNorth West

COMMON QUESTIONS

Derry mortgage FAQs

Can I meet a mortgage adviser in Derry?

Yes. Appointments can be arranged at our Columba Terrace office, by telephone or online.

Can you help with NI Co-Ownership?

Yes. We can explain how Co-Ownership may fit alongside other low-deposit mortgage options and assess eligibility based on your circumstances.

Do you advise company directors and self-employed clients?

Yes. This is one of our core areas, including cases involving salary, dividends, net profit and retained profit.